CVV is: understanding, safe tips and the difference with credit cards

CVV (Card Verification Value) is a security feature for electronic and online payments. Simply put, CVV is the three numbers on the back of each card issued by VISA or Mastercard.

CVV codes can be found on debit and credit cards. With this additional security, the money in the account can be safer. Credit cards can also be safer and not easily used by other parties.

Why Secret CVV Codes?

CVV is information that should not be known by other people. Why is the CVV code so secret? The reason is, this number is used as proof of verification after making online transactions.

Entering the CVV code is the final stage of the validation process from the card owner. By providing the CVV, it means that the card owner has approved the transaction to be carried out.

Not only cardholders, certain individuals can use your CVV code to make purchases. This is certainly detrimental and must be anticipated. One way is to keep the card's CVV code secret.

CVV and Credit Cards - Credit cards are a means of payment for transactions issued by banks. The credit card is held by the customer and can be used to pay for non-cash transactions.

Credit cards have a greater risk of being misused, especially if the CVV code is known to other people. The reason is, these people can make purchases up to the card limit which is usually quite large.

The CVV code is a sign that the credit card user is the real owner. Thus, transactions equipped with the code are declared valid.

How do I make a payment transaction via credit card? After selecting the items to be purchased, select the payment method to be used. If you choose a credit card, enter credit card data in the payment column.

At this stage enter the CVV code. Then, the system will send a special code to the cellphone number. Transaction verification with new code. The payment process is declared complete.

Tips for Protecting CVV - There are still people who apparently don't know that the CVV code is very secret on a credit card. Although the function is different from the PIN, it still needs to be kept secret.

If the other party already has credit card and CVV information, it will be easier to get the authorization code sent by the bank. You will also be more vulnerable to experiencing online fraud if the CVV code is no longer secret.

Those are some tips that you can do to maintain the secrecy of the CVV code on your credit card or debit card. Here are some of them:

Remember the CVV code so you don't have to look at it every time you make a transaction. After that, cover the CVV code with masking tape so that it is not visible to others.

Do not save the CVV code in written notes or cellphone records because it will make it easier for others to get it.

If you make offline transactions, use a double security system, namely with a PIN.

Do not store data including CVV codes in insecure applications to prevent data theft.

Don't fill out a form that isn't clear and requires you to fill in the CVV code in it. This code is not needed if you do not make shopping transactions at outlets that work with the card providing bank.

If something looks suspicious, like a purchase confirmation pop up, feel free to block it to keep your credit card safe.

Do not share CVV codes with others, even friends and family members, as they are vulnerable to being used for other purposes.

Observe the payment process at the EDC machine as the cashier completes the payment. Observe carefully so that there are no gaps for cheating.

Do not keep photocopies of credit cards with card numbers and CVV codes. With this information, fraudsters can use credit cards for transactions.

Also, keep the credit card from being seen or held by other people. With recorded CVV information, it will be easier for that person to benefit.

So, the CVV code is a very important code in payment transactions using a credit card. Since the numbers are usually not very large, it would be nice if you could remember them too.